Mr3Days Video Blog

Hey there everybody! I wanted to drop in and let everyone know about the single most important aspect of any business… FUNDING!!

If you don’t have the funds to do business, it doesn’t matter about anything else. That being said, what better idea than to use O.P.M. (aka Other Peoples Money!)

That’s exactly what we have going on this Saturday, March 6th! Our buddy Tom is going to show you where you can find an extra few hundred thousand bucks to make you & your business POP in 2010.

Go to: https://m353.infusionsoft.com/go/pcall/mr3days/ and register for this live call.

I know for a fact how powerful it is to have access to O.P.M., and the aftermath of wealth that can follow. Less than two years ago I had no capital to speak of, and with the help of OPM/Business Credit, I have been able to create 3 active companies that are profiting every single month!

Again, go to https://m353.infusionsoft.com/go/pcall/mr3days/ and register RIGHT NOW, and be sure to bring a pen & paper because Tom is going to be giving some killer info. SEE YA THERE!
~Kris

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Watch how the Bankers and the FDIC are ripping all of us off!

<<<SORRY, THE VIDEO WAS DELETED OFF THE YOUTUBE ACCOUNT>>>

Send this video around and let people know what is going on.

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I found this on Yahoo earlier today and liked the message. Its a bit longer than our normal posts, but worth reading.

If you are dealing with short sales, you had better have the right people negotiating your deals!

“As terrible as it is to lose your house to foreclosure, at least it’s a relief to put your biggest financial headache behind you, right?

Wrong.

Former homeowners may still be on the hook if there’s a difference between what they owed on their mortgage and what the bank could sell it for at auction. And these “deficiency judgments” are ticking time bombs that can explode years after borrowers lose their homes.

It can even happen to people who got their bank to approve them selling their home for less than it is worth.

Vanessa Corey, for example, short sold her Fredericksburg, Va., home in April 2008. She and her husband built the house in 2004, but setbacks, both personal (divorce) and professional (housing bust), made it impossible for the real estate agent to keep her home. So she negotiated the short sale and thought that was the end of it.

“My understanding was that the deficiency was negotiated away,” she said. “Then, last November, I got a letter from a lawyer telling me I owed my lender $65,000. I had to declare bankruptcy. There was no way I could pay it.”

Many homeowners are now in the same boat. And not just those who took out bigger loans than they could afford or who did so called “liar loans” where they didn’t have to verify their income.

Because of falling home prices, borrowers who always paid their mortgage but who have run into unforeseen circumstances — like unemployment or a job transfer — can no longer sell their homes for what they owe. As a result, they are being forced to short sell or foreclose and are getting caught up in deficiency judgments.

“After the banks foreclose, it’s very common now to have large deficiencies with houses not worth the balances owed,” said Don Lampe, a North Carolina real estate attorney.

Lenders mostly declined comment. Although Corey’s lender, BB&T did indicate it was pursuing more deficiency judgments.

“They follow the rise and fall of foreclosures,” said the spokeswoman, who would not discuss Corey’s account.

Can they come after you?

Whether banks can and will pursue deficiency judgments depends on many factors, including what state the borrower lives in and whether there’s a second mortgage or other liens. But if borrowers ignore the possibility of deficiencies, it could haunt them.

“Once they have a judgment, they can pursue you anywhere,” said Richard Zaretsky, a board-certified real estate attorney in West Palm Beach, Fla. “They can ask for financial records, have your wages garnished and, if you fail to respond, a judge can put you in jail.”

In the case of foreclosure, lenders can pursue deficiencies in more than 30 states, including Florida, New York and Texas, according to the U.S. Foreclosure Network, an organization of mortgage law firms.

Some states, such as California, are “non-recourse” and don’t allow deficiency judgments. But, even there, if the if the original loan was refinanced, some or all of it may be subject to claims.

Deficiency judgments on short sales and deeds-in-lieu can happen in many more places. In these cases, extinguishing the debt is often a matter of negotiating with the bank.

But even when lenders are willing, many borrowers may not be aware that they have to ask for release. So, if you are pursuing a short sale, be sure your attorney asks the bank to release you from any further obligation.

“People shouldn’t have a false sense of security that a deficiency judgment may not be later sought,” Zaretsky said.

He expects many will be filed over the next few years, based on the fact that banks have sold many of these accounts to collection agencies and other third parties, at discount.

“The parties who bought those notes wouldn’t have paid money for them unless they had the intention of acting,” Zaretsky said.

Ticking time bomb

What can be scary is that the judgments don’t have to be obtained immediately. Lenders or collection agencies may wait until debtors have recovered financially before they swoop in. In Florida, the bank can wait up to five years to file. Once the court grants a judgment, the lender has 20 years there to collect, with interest.

It doesn’t have to be a large amount of debt for a lender or collection agency to come after borrowers. Richard Varno and his wife short sold their Nashville home back in 2004 after he lost his job.

It wasn’t until 2008, when the second lien holder asked him for $25,000, that he realized he still was liable.

“I told them, ‘Hey, you guys released the title,'” he said. “As far as I know, I’m off the hook.”

He wasn’t. Releasing title does not necessarily end the debt. It’s complicated because of variations in state law, but, generally, a mortgage has two parts: a pledge of collateral, represented by the home, and a promise to pay off the loan.

Lenders may release property liens in order to facilitate short sales without releasing borrowers from their obligations to pay under the promissory notes. The secured debt can convert to an unsecured one after the sale.

Zaretsky had one client who was so relieved to have arranged a short sale that he signed every paper his real estate agent shoved at him, even a confession that clearly stated he still owed the debt.

“He had no idea what he was doing,” said Zaretsky. “All the lender had to do was go to court to convert the confession into a deficiency judgment.”

Lenders are also very inconsistent. One of Zaretsky’s short-sale clients was ready, willing and able to pay, but the bank did not even ask; another lender always reserves the right to pursue the deficiency.

Strategic defaults

Sometimes lenders go after borrowers walking away from their homes if they have other assets, according to Florida real estate attorney Larry Tolchinsky.

“Banks are pulling credit reports to see if it’s a strategic default,” he said. “If you’re behind on all your other payments, you’re okay. But if you’re not, they’ll come after you.”

If borrowers have any doubts about their risks, they should seek legal advice. Or, at least, call non-profit organizations such as NeighborWorks for advice. According to Doug Robinson, a NeighborWorks spokesman, its counselors always try to negotiate away deficiencies when they facilitate short sales or deeds-in-lieu.

“We don’t favor any short-sale contracts that leave any deficiency that can be pursued,” he said.

Robinson himself knows what can happen. He paid off a deficiency after his own New Jersey house went through foreclosure 11 years ago.”

See, what you don’t know CAN hurt you…………

~Mr. 3 Days

www.Mr3Days.com

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Here’s Quick Story for you…

Do you remember the Tickle Me Elmo Doll when
it first came out at Christmas. People went nuts
when the stores opened their doors.

Running feverishly to make sure they got a
Tickle Me Elmo Doll. Then there were a number
of cool cats (at least they thought they were cool cats)
that hung back and waited. They didn’t run like
the others because they thought they didn’t need to.

Can you guess what happened?

Well, when they went looking for the Tickle Me Elmo
doll there weren’t any left. So now they weren’t
cool cats anymore! They missed out!

The End

The reason I told you that story is this. I know by now
you have been seeing Freedom$oft everywhere.
And trust me when I say this, there are A LOT of people
who ran and bought without really giving it much thought.
They needed Freedom$oft.

Kris & I weren’t one of those people who exactly ran to buy
Freedom$oft either. We kinda trotted. But, after watching the
webinar and doing our own due diligence we went out and
purchased it because we thought it was a great addition
to our business.

So why am I telling you this?

If you’re on the fence about it and not sure, be sure
to jump on the Final Webinar tonight at 6:00 pm EST.
Preston may shut down the doors tonight after the webinar
and there will not be another opportunity for you to get
Freedom$oft. Ya just never know??

Don’t be left standing their looking like an UNcool Cat!

Saturday, January 23, 2010 6:00 PM – 8:00 PM EST
Here’s the link to register:
http://www.freedomsoft.com/vip-webinar/?a_aid=4a9833ea34685

Now if you’ve seen the webinar and know everything you
need to know about but have just been dragging A$$, seriously
after tonight, it may not be available. Heck, Preston has a 60 Day
Money Back Guarantee. How can you lose out with that?
If it doesn’t do all that you need it to do get your money back.

Keep in mind after the doors close, Kris and I are drawing for
our bonuses also (see below). So be sure to use our link so we can
track whose purchased and add you to the drawing.
http://www.freedomsoft.com/?a_aid=4a9833ea34685

If at this point you purchased or if you are flat out not interested
you’re still in the Cool Cat group, just to let you know. 😉

Have a great weekend,

Mike & Kris

P.S. How would you like these EXTRA BONUSES!!

Be the Next Short Sale Rockstar!
Everyone who orders Freedom$oft will be entered to win!
ONE Full year of One-On-One coaching!! ($7,000 Value)
FR*EE membership to our exclusive Mitigation Company!! ($997 Value)
1 hour coaching session on social media! Now that’s how you maximize your portfolio! ($297 Value)
Plus we will fly the lucky winner into Tampa to spend 3 full days with us and see our business first hand! (If you are local or within driving distance we will give you $500 cold hard cash! (Estimated Value Over $10,000!)

That’s Nearly $20,000 in added bonuses!!

Be sure to use this link though-
http://www.freedomsoft.com/?a_aid=4a9833ea34685Link so we can add you to the drawing! Good Luck!

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THANK YOU!

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We wanted to drop a little note to everyone that got involved with the new FreedomSoft revolution that has gone down over the last few days with us!

We are BIG fans of systems, and know that this will revolutionize the way you will be doing your wholesaling business due to the freedom of time, and the overall streamline process.

If you have questions about any aspect of our business models, please do not hesitate to leave comments here on the blog so that we can answer where the public can see… We are sure that you are not the only one with a question!

Again, if you were one of the many who jumped on board (smart move) we look forward to doing business with you soon because in no time flat you will be popping deals on a high level.

For those who may still be on the fence, check it out here- http://www.freedomsoft.com/?a_aid=4a9833ea34685

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Uh Oh, The Bad News…

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I have good news and bad news for you. Which

do you want first?

Ok, the good news – I have discovered a brand

new “Real Estate Robot” that will quite literally

flip houses for you.

It will …

– Hand deliver you motivated sellers and CASH

buyers!

– Provide a nationwide database of Bank-Owned

foreclosure (REO) leads and allow you to send

contracts to them with the press of a button!

– Auto-Post your houses to 20 different websites,

INCLUDING your personal social media sites.

All with one click of a button!

Click Here To See It In Action =>

http://badnews.turnkeywholesalebiz.com

– Tell you what your subject property is worth,

and even tell you how much you should offer!

– Tell you what the average rents are in your

houses area!

– Scratch your back for you (kidding)!

– Auto-populate and SIGN all necessary contracts

so you don’t have to!

– Outsource your short sale leads for you!

– Hand you $500 for loan modification leads!

– Lend you $500,000 cash for houses if you need

it. You have to pay him back though. Or he’ll

send Vinny!

You Had Me At Hello -> Click Here! =>

http://badnews.turnkeywholesalebiz.com

– Educate you on Web 2.0, social media,

wholesaling in general, and a jillion other things.

(you will never buy another home study course

again)!

– Motivate you with weekly Life Coaching

Modules, the likes of which I have never seen

before. And I thought I knew it all!

– Jump right out of your computer screen via

hologram and hold you when you’re sad!

Actually this function isn’t available version 5.0.

Stand by.

– About 100 other things that I don’t have time to

write out!

Wanna see it? You can. Right now. Click this

link to be one of the first to see it in action …

http://badnews.turnkeywholesalebiz.com

“So what is the bad news?” you ask. The bad

news is that only a select few will end up getting

this bad boy when it launches on January 21.

Fortunately I’m in because I am good friends with

the inventors. I’ll be praying you make it in as

well.

Talk soon.

– Mike Beecroft & Kris Dehnert

p.s. Did I mention that this system replaces all

your other services like comps, email, virtual

assistants, employees, etc? True Story. Life is

about to get a heck of a lot simpler for you.

p.p.s. You’re also going to get $4,350 worth of free real

estate investing coaching and training just for

watching this short video.

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Friday, January 15, 2010

I found some incredible news for investors…

Friday, the FHA has suspended the 90-day anti-flipping rule for 1 year, effective February 1, 2010. So for at least the next 12 months, FHA buyers can obtain loans on properties that have been recently purchased by investors.

This is great news for investors trying to flip properties to FHA Buyers! For the next year at least, you wont’ have to sit on your laurels waiting for 90 days on title before you can even GO TO CONTRACT with a buyer.

Here’s the first article I read about it: “HUD TAKES ACTION TO SPEED RESALE OF FORECLOSED PROPERTIES TO NEW
OWNERS

Here’s the actual PDF from HUD that makes it official and takes you through the grueling details…if you like that sort of thing.

How about that, FHA just got a little less sucky. For now. And just a little. Apparently there are a few details to be aware of, such as if the resale is 20% higher than the investor’s purchase, you’ll have to pony up some proof to an independent appraisar that renovations and repairs justify the higher price. 

But that’s just good standard practice to have handy as a flipper these days anyway.

Will this make your life easier, or what?

Last, but not least….with this incredible news I want to give you more incredible news!
Over 5 hours of Hard Hitting, Mind Altering, Set YOU FREE Audio…All at NO Cost. 90 Day Life Coaching Program!
http://redpill.turnkeywholesalebiz.com

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HANDBOOK 2010

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HANDBOOK 2010

Health
:
1.       Drink plenty of water.
2.       Eat breakfast like a king, lunch like a prince and dinner like a beggar.
3.       Eat more foods that grow on trees and plants and eat less food that is manufactured in plants..
4.       Live with the 3 E’s — Energy, Enthusiasm and Empathy
5.       Make time to pray.
6.       Play more games
7.       Read more books than you did in 2009 .
8.       Sit in silence for at least 10 minutes each day
9.       Sleep for 7 hours.
10.    Take a 10-30 minutes walk daily. And while you walk, smile. 

Personality
:
11.    Don’t compare your life to others. You have no idea what their journey is all about.
12.    Don’t have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment.
13.    Don’t over do. Keep your limits.
14.    Don’t take yourself so seriously. No one else does.
15.    Don’t waste your precious energy on gossip.
16.    Dream more while you are awake
17.    Envy is a waste of time. You already have all you need..
18.    Forget issues of the past. Don’t remind your partner with His/her mistakes of the past. That will ruin your present happiness.
19.    Life is too short to waste time hating anyone. Don’t hate others.
20.    Make peace with your past so it won’t spoil the present.
21..    No one is in charge of your happiness except you.
22.    Realize that life is a school and you are here to learn.  Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime.
23.    Smile and laugh more.
24.    You don’t have to win every argument. Agree to disagree… 

Society
:
25.    Call your family often.
26.    Each day give something good to others.
27.    Forgive everyone for everything..
28.    Spend time w/ people over the age of 70 & under the age of  6.
29.    Try to make at least three people smile each day.
30.    What other people think of you is none of your business.
31.    Your job won’t take care of you when you are sick. Your friends will. Stay in touch. 

Life
:
32.    Do the right thing!
33.    Get rid of anything that isn’t useful, beautiful or joyful.
34.    GOD heals everything.
35.    However good or bad a situation is, it will change..
36.    No matter how you feel, get up, dress up and show up.
37.    The best is yet to come..
38.    When you awake alive in the morning, thank GOD for it.
39.    Your Inner most is always happy. So, be happy. 

Last but not the least
:
40.    Please Forward this to everyone you care about!

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How many times have you real estate investors just sat there scratching your heads, saying to yourself, “Well what the heck am I supposed to do now, huh? I have no idea how to leverage this crazy INTERNET thingy to make my business friggin POP” OR “I cant keep up will all these what-cha-ma-call-its OR thingy-boppers that are being used to sell 5 houses in A DAY rather than in a month.” The best part is YOU DON’T HAVE TO!

Our buddy “P” is about to hit the streets tomorrow with something that is going to absolutely revolutionize the world of wholesale real estate… To be honest, I wish I would have thought of it first! He took all the pieces of the puzzle and slapped them together with a big bow on top. Check out what’s about to hit tomorrow: Sexiest Friggin Wholesale Program Alive

If you could automate you business, free up more time, make tons more ca$h, and absolutely jump start your business into the new age of investing, would you at least look into it? I know there is always hype out there, but how can you know unless you check it out? I did, and let me just tell you that this is gonna be BIG. Don’t say we didn’t warn you……. www.SEXY.TurnKeyWholesaleBiz.com

Have an amazing wrap up of your week, and remember “Wealth is the ability to experience life!”

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"Rock" out the New Year!!

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HAPPY NEW YEAR EVERYBODY!!!

We hope you all were able to ring in the New Year with friends, family, and loved ones, because when it’s all said and done, those are the people who matter most! I think this year is going to be the best one yet, and the reason is simple… People like you and me (possessors of a Millionaire Mentality) know that as long as you make each day better than the one before, everything will turn out just as it should be. This combined with focus and purpose will make you an unparalleled force, and a sure bet to have a killer 2010! Let’s talk a second about purpose, shall we?

Everyone has to have a purpose, wouldn’t you agree? Who wants to simply be a speck of sand blowing around this world pointlessly? I sure as heck wouldn’t! Imagine for a moment that you are a rock (stay with me here.) There is a good chance that you don’t have any purpose other than taking up space. If all you do is sit around not doing much of anything, you might as well have never existed at all, right? Now let’s change gears for a moment… Now lets say we take that same rock (you) to the top of the Empire State Building and dropped it over the edge. Once the rock is going a couple hundred miles per hour straight down, do you think that NOW that rock has more potential to be seen, heard, or make some sort of impact? You had better believe it!

The point is simply this; you are no more OR LESS special than the next person, but the problem comes in when people become content with what situation they were handed. It is time to take the chances you never would, live the life you have always wanted, do the things you have been scared to do, and be the person you never thought you could be! IT’S TIME TO FIND YOUR PURPOSE! You have the same potential that the rock next to you has, but what you do with it is up to you my friend… Throw yourself off the Empire State Building (now let’s be reasonable here, you can only do this if you are really a rock) and see what kind of impact you can make this year!

I hope everyone has an amazing year to come, and always remember, “Wealth is the ability to experience life!”

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